Internet banking; Mobile banking; Applicable to SME Local Currency Accounts products FCMB Business Account; Corporate Current Account; FCMB Business Savings Account; Valid for 90days for each customer; SME PRODUCTS FEATURES FCMB Business Account. N25,000 account opening balance; N5,ooo minimum operating balance; Zero Account Maintenance Fee up to N40million debit turnover; … Olena Gryniuk-June 17, 2020. Hong b) Understanding the banking needs of SME customer- borrowing needs and other banking needs such as collection, payments, trade etc c) Difference in the nature and need of SME borrower and large corporate borrower d) Financial products geared towards SME customer- loan products and others e) Services and banking advice required by SMEs Interviews. We’re already starting to see amazing SME products, from new banks like Tide, Coconut and Penta, to intuitive and simple tools like Square and iZettle. Some of the SME banking products include: Capital loans; Term Loans; Supply Chain Finance; Cash Management Services; Easy Business Loans; Current Accounts; Trade Services; Treasury Research; SME gap. After this the bank leases its share to the customer for a pre-specified term through Ijara Agreement. We are not just bankers, we are your business partners – we grow with you from the start to the peak. The Current Account product provides a range of services like Anywhere Banking in India, which includes Banking from branches, Doorstep banking and Internet Banking. Having lots of incomings and outgoings across various payment methods - cash, card, paypal, bank transfer etc. Instead, SMEs rely on a network of peers, friends and family for advisory services. In doing so, we discovered that all SME owners - irrespective of size, age, or industry - fundamentally try to achieve the same set of core outcomes. ICICI Bank "FD", for corporates to invest their surplus funds in fixed deposits for a wide range of tenures. ICICI Bank in its capacity of Authorised Dealer Category 1 can authorise the setup of Liaison Office (LO), Branch Office (BO) and Project Office (PO) in India within FEMA framework. Ausspanplatz. Citi-Commercial Bank acts as your partner to help support and grow your business to take it to the next level, delivering cost effective solutions across borders with a flexibility that is unmatched by our competitors. ProductsWorking Capital, Term loan, Forex Solutions and more, Working CapitalWorking Capital loans, SuperBiz, Supply Chain Finance and more, Working Capital loansGet Export Credit, Overdraft facility, Bank Guarantees and other products from ICICI Bank, Supply Chain FinanceChoose from a wide range of dealer and vendor financing options to harmonize the financial supply chain, Term LoanAvail Term Loans to buy Commercial assets, set up a new industrial unit or expand/ modernize your existing unit, Forex SolutionsICICI Bank offers innovative FX services and products to its clients, based on its client's unique requirements, Economy ResearchEconomy Research and more, Economy ResearchIn-depth research on financial markets and global economy, AccountsCurrent account, RERA accounts, Escrow account and more, Current accountDomestic, Startup, Foreign entities and more, DomesticThe Current Account product provides a range of services like Anywhere Banking in India, StartupICICI Bank “Digistart” a complete one-stop solution for startup founder which includes tailor made bundled products, Foreign entitiesICICI Bank in its capacity of Authorised Dealer Category 1 can authorise the setup of Liaison Office, Fixed Deposits (FD)ICICI Bank "FD", for corporates to invest their surplus funds in fixed deposits for a wide range of tenures, RERAEscrow account for complying with RERA, EscrowAt ICICI Bank, we cater to your Escrow Account requirements such as Sale purchase transactions, NodalA one-stop solution for fintechs, start-ups and payment intermediaries, TransactCMS, Trade services, GST and more, CMSSolution for Receivables, Solution for Payables and more, Solution for ReceivablesICICI Bank renders quick and effective management of receivables with ease in reconciliation, Solution for PayablesBulk disbursement solutions for making payments to channel partners through multiple modes like paper based and electronic modes of payment, Trade servicesSolution for Importers, Solution for Exporters and more, Solution for ImportersBanking solutions like Letter of credit, Import Plus, Import bill for collection to cater to all your requirements, Solution for ExportersBanking solutions like Export Bill for collection, Export Finance to cater to all your requirements, Banking made easyCorporate Internet Banking, Insta BIZ and more, Corporate Internet BankingICICI Bank' Corporate Internet Banking (CIB) is a one stop shop for all your online banking needs, Insta BIZInstaBIZ is an app for business customers to access banking accounts and do transactions on both mobile and tablet devices, API BankingAPI Banking makes use of APIs (XML/JSON codes) for communication between bank and client servers, Platform and ToolkitOnline B2B Marketplace, SME Toolkit India and more, Online B2B MarketplaceList and sell your products online, SME Toolkit IndiaOnline resource centre for SMEs. Such beyond-banking ecosystem offerings target customers’ fundamental needs in a single, easy-to-use service. E Commerce Solutions. Next-gen software engineering and product design, Digital marketing and connected customer experience. 1. Nor are they able to deliver timely and personalised insights about its performance to SME owners. The SMEs division will follow the value chain approach adopted by the Corporate Banking Group. Many vulnerable small and medium-sized enterprise (SME) and corporate clients will ask their bank for more credit, all at the same time. MCB Bank offers a diverse mix of Deposit and Financing products to suit your needs. 400 million. Recently, we have been spending a lot of time with SME business owners in the UK - getting to know the problems and pain points they face when it comes to managing the financial side of their business. Online Banking. At GTBank we don’t just bank small businesses, we connect you to all the resources that you need to grow. challenge, however, is that SME customers don’t currently look to their banks as the obvious source of innovative services. a) Understanding the SME b) Understanding the banking needs of SME customer- borrowing needs and other banking needs such as collection, payments, trade etc c) Difference in the nature and need of SME borrower and large corporate borrower d) Financial products geared towards SME customer- loan products and others Building a successful business requires the right support. How To Apply: To obtain further information and avail any financing product, please visit your nearest MCB Bank Branch. With this in mind, there is a clear opportunity for banks here. There is a range of publications that describe the process of product development and particularly Þnancial product development. Call or visit us today! The SME Advisory Services is a FREE service offered to the SMEs. Nurturing businesses for growth means bridging identified gaps in your client’s business. Overdraft facilities; Business credit cards; Customs Bonds; Performance Bonds . Avail Term Loans to buy Commercial assets, set up a new industrial unit or expand/ modernize your existing unit. State Bank of India is a pioneer in SME financing in India. Establishment of LO/BO/PO is governed by Foreign Exchange Management Act (FEMA), 1999 and Notification no. Euromoney’s SME and retail banking courses will provide you with a comprehensive understanding of the ever-changing retail banking landscape so you can make better investment decisions and effectively minimise risk. Open APIs and products that integrate nicely with other products will become the digital default - those that don’t will die. As of now around 25% of the bank’s total loan portfolio is segmented to the SMEs which deserve all out attention in our plans, projections and forecasting. Delivering value-add products and services to small and medium-sized enterprises (SMEs). SME Business Accounts. SME Banking It’s more than just Banking. Is it the banks? By leveraging their existing customer data, and building products that are open and unified, larger banks can give SME owners a single place to connect and store all of their data. We have a broad range of products available, from current account, to loans to internal settlement services across many of our banking channels. Bank Online . Flexible execution of dynamic, personalized product and pricing strategies that center your customers and grow your bank . Overdrafts . Targeted Sector: All Sector (Except Service Industry & Traders) Type of SMEs: All Business Concerns: Amount: No Limits (Varies from case to case), within SME approved criteria: Product Specification: Collateral based: Repayment Mode Loans . SME Products . Starting your Business. SME Business Accounts. We provide financial products and services specifically designed to help your business grow. Treasury & Institutional Banking; SME; Investment Banking; Products & Services; More . SME finance is the funding of small and medium-sized enterprises, and represents a major function of the general business finance market – in which capital for different types of firms are supplied, acquired, and costed or priced. Our Corporate Internet Banking customers now have a 24/7 digital Support. SME Banking Products Working Capital Loans Get Export Credit, Overdraft facility, Bank Guarantees and other products from ICICI Bank designed to meet your Working Capital Needs. Our digital banking solutions are designed to help SME banks and new entrants stay ahead of the game, helping Because every business is unique. So, […] What is the maximum loan amount NBO extends under Tijarati banking to SMEs? Now the question remains - how do we fix the experience? SME's are the prime engine for employment generation and poverty reduction in Pakistan. Business Accounts. The right support for your business . SME Product & Services. 1. Head Office. Application Programming Interface (API) Banking: API Banking makes use of APIs (XML/JSON codes) for communication between bank and client servers, making data transfer between these two systems seamless, ensuring seamless and secured integration between the customer’s and bank’s systems. As a bank serving SMEs, you need to be agile and provide services that are tailored to meet the growth plans of your customers. e-Commerce Solutions. Now the question remains - how do we fix the experience? Home » SME Banking. Welcome to Guaranty Trust SME Banking At Guaranty Trust Bank (Kenya) Ltd we want to help your business succeed by turning your business dreams into a reality. Home » SME Banking. ICICI Bank “Digistart” a complete one-stop solution for startup founder which includes tailor made bundled products, consulting and advisory services and gives you network to help your business grow. For working capital support; Satisfactory account operation with Bank for at least six (6) months; Tenor of up to twelve (twelve) months . It gives you the power to execute critical bank transactions instantly from your office locations with no time lags and hence is an indispensable tool in today's 24 x 7 high-speed business world. This data, taken holistically, can be analysed to provide rich and personalised insights that SME owners can access anytime and anywhere. During a webinar on 8th April, Olena Gryniuk and Katalin Kauzli (Charlie-India, Hungary) discussed how banks could develop products remotely. 2 Pro˜tabilit oduc vices profitability for performance measurement means that a bank is evaluating specific outcomes, not trying to estimate the efficacy of surrogates. What is the maximum tenor of the loan an SME can apply for? Renaissance, SME Banking 3.0: Digitise, Monetize and Grow. Smart, proactive notifications would save SME owners time and effort - keeping them on top of payment schedules and invoices; ensuring they are never left out of pocket when they forget to chase a supplier for a payment, or providing updates when new legislation could impact their business. SMEs are those business with an annual turnover up to Ksh. As a preferred banking partner for SMEs, NBO in addition to providing banking solutions to the SMEs also extends various support services. The days of getting everything from one provider are over. Loans & Advances. The range of services that they offer is as diverse as it is flexible. Chatbot Features. Bank Audi aims to position itself in the upcoming years as a leader in financing SMEs in an efficient and different way while building an SME relationship banking rather than simply adopting an SME lending culture. CIB SMEs Loans . The future of SME services will be that of a marketplace, where different solutions integrate and work together. SME Banking 2020 Changing the conversation (and capturing the rewards) Banks could open up £8.5 billion in new revenue streams by 2020. The SME Bank of Cambodia provides a wide range of SME loan products and services including an SME Co-Financing Scheme (SCFS) and Cambodia SME Scheme (CSS). Welcome enough anytime, in a tough market for growth it’s an extremely attractive proposition. We are not just bankers, we are your business partners – we grow with you from the start to the peak. PROFITABILITY OF SME BANKING PRODUCTS AND SERVICES. That’s how fast and easy it is for you to know about SME banking products or your corporate account balance, access transaction history, locate the nearest ATMs and branches to you. SME BANKING SOLUTIONS Improve your SME’s underwriting and lending capabilities, helping them manage their business better and grow. During a webinar on 8th April, Olena Gryniuk and Katalin Kauzli (Charlie-India, Hungary) discussed how banks could develop products remotely. Bulk disbursement solutions for making payments to channel partners through multiple modes like paper based and electronic modes of payment. CREALOGIX digital banking solutions are designed to help SME banks stay ahead of the competition and launch new products, while also … No existing solution accurately, fully and reliably analyses the plethora of data that a business collates. CIB >> Business >> Business Banking >> SME Loans - Grow Your Business. We’ve already explored what those shortcomings are in our previous post. They are all delivered on the most advanced cloud-native, cloud-agnostic, AI and API-first Temenos Platform and deployable on-premise, in the cloud and as a service. Who will bring the innovation in banking that the SME owners need? About this Head, Product Development (SME Banking) Role: As the Head, you will be responsible for the planning and execution of product development and life cycle, defining the business vision and marketing strategies to generate revenue and customer satisfaction. HBL's proactive customer relationship management and a strong program lending approach with innovative product development has allowed the bank to differentiate itself in the country's SME sector. proÞt on SME banking largely rests on doing a high volume of business (number of deposit accounts, loans, fee-based services) in a cost-e!ective manner. kong, Working Capital, Term loan, Forex Solutions and more, Working Capital loans, SuperBiz, Supply Chain Finance and more, Get Export Credit, Overdraft facility, Bank Guarantees and other products from ICICI Bank, Avail Term Loans to buy Commercial assets, set up a new industrial unit or expand/ modernize your existing unit, Current account, RERA accounts, Escrow account and more, Domestic, Startup, Foreign entities and more, The Current Account product provides a range of services like Anywhere Banking in India, ICICI Bank “Digistart” a complete one-stop solution for startup founder which includes tailor made bundled products, ICICI Bank in its capacity of Authorised Dealer Category 1 can authorise the setup of Liaison Office, ICICI Bank "FD", for corporates to invest their surplus funds in fixed deposits for a wide range of tenures, At ICICI Bank, we cater to your Escrow Account requirements such as Sale purchase transactions, A one-stop solution for fintechs, start-ups and payment intermediaries, Solution for Receivables, Solution for Payables and more, ICICI Bank renders quick and effective management of receivables with ease in reconciliation, Bulk disbursement solutions for making payments to channel partners through multiple modes like paper based and electronic modes of payment, Solution for Importers, Solution for Exporters and more, Banking solutions like Letter of credit, Import Plus, Import bill for collection to cater to all your requirements, Banking solutions like Export Bill for collection, Export Finance to cater to all your requirements, Corporate Internet Banking, Insta BIZ and more, ICICI Bank' Corporate Internet Banking (CIB) is a one stop shop for all your online banking needs, InstaBIZ is an app for business customers to access banking accounts and do transactions on both mobile and tablet devices, API Banking makes use of APIs (XML/JSON codes) for communication between bank and client servers, Online B2B Marketplace, SME Toolkit India and more, Exclusive offers for privilege banking customers, Exclusive offers for business banking customers. Easily create and adjust banking products SMEs are demanding faster, cheaper, and easier-to-use FX services, which you can deliver through our platform Set up a lean, agile and highly-adaptable back office solution Matrix mid acts as an orchestrating hub between channels, back-end … So, […] In doing so, we discovered that all SME owners - irrespective of size, age, or industry - fundamentally try to achieve the same set of core outcomes. European banks have long been ambivalent to small and medium-sized enterprises (SMEs), but now that these businesses contribute around 12% of their total annual revenues, things are beginning to change. Or the new FinTech players? SME Products. Only a very small proportion of them (4 percent) look for availability of services addressing their broader business needs when selecting a business-banking provider (see Figure 1): SMEs certainly do need these value add products and services. KB SmartSolutions helps Komerční banka build financial services of the future. Chatbot Features. DBS Business banking services comprises new account opening, online business loan, equipment loan, trade collections & a wide range of banking products for SME. to meet your trade financing requirements, Range of Current Account products for hassle free banking, ICICI Bank offers innovative FX services and products to its clients, based on its client's unique requirements, In-depth research on financial markets and global economy. 0. At the moment, the reach and impact of these new products and services is limited, but it is growing - last year saw a 7% increase in the number of SMEs, representing 51% of private sector turnover (£1.9trillion). The right support for your business . Temporary Overdrafts. Retail & SME. sme banking Considering the volume, role and contribution of the SMEs, in the last three decades AB Bank has been patronizing this sector by extending credit facilities of different types and tenor. This wave of requests will put a premium on speed and zero-defect processes. We provide financial products and services specifically designed to help your business grow. It’s Business Support. The gap in the available finance that SMEs fall into when looking for capital is referred to as the missing middle. Bank also offers LO/BO/PO accounts to respective offices. N25,000 account opening balance; N5,ooo minimum operating balance; Zero Account Maintenance Fee up to N40million debit turnover; … Learn More. SME Banking from Polaris Personalized for you. Now competition for their business is on the rise. This will provide a single overview of their businesses finances, in seconds. The room for innovation in SME banking remains wide open, for now. We’re already starting to see amazing SME products, from new banks like Tide, Coconut and Penta, to intuitive and simple tools like Square and iZettle. The bank provides spot payment to customer for differed delivery of goods/ commodity. Get Export Credit, Overdraft facility, Bank Guarantees and other products from ICICI Bank designed to meet your Working Capital Needs. By continuing to use the site, you are accepting the bank's privacy policy. MTB SME Banking offers comprehensive financial solutions for the CMSMEs in Bangladesh. DBS Business banking services comprise new account opening, online business loan, equipment loan, trade collections and a wide range of banking products for SME. This ability of API Banking helps the customer to perform banking transactions in an easy manner without having to toggle between his Enterprise Resource Planning (ERP) platform and bank. Working capital support ; Trade Finance; Bridge Finance; Fixed Assets Acquisition . All you need to have is Business Banking Debit/Inquiry Card or Corporate Internet Banking access. With CIB, you can dramatically cut your paperwork and enjoy the triple benefits of 'efficiency, ease of use and economy'. Business Accounts. SHARE THIS. Interviews. They also will be looking for advice on how to take advantage of state aid. Any product or service built today needs to be built with Open APIs and integration in mind: competitors will have to learn to play nice with one another. CREALOGIX digital banking solutions are designed to help SME banks stay ahead of the competition and launch new products, while also creating a more personalised customer service. It is exclusively designed for small and medium enterprises keeping in view their business expansion and growth plans. This is the provision of special financial services to meet the needs of Small and Medium Enterprises. DBS Business banking services comprises new account opening, online business loan, equipment loan, trade collections & a wide range of banking products for SME. Who’s best placed to seize this opportunity and build a leading digital SME banking product and service? The new loans program tailored with exclusive benefits and dedicated Relationship Managers to help you grow your bu sines s!. ICICI Bank' Corporate Internet Banking (CIB) is a one stop shop for all your online banking needs. It’ll most likely be a combination of the three. Get more with the bank that helps you get ahead. Technology companies are looking to disrupt the market and provide SMEs with new options, such as access to online financing. The Bank offers Personal and Commercial banking solutions, Wealth & Asset Management and a supportive Convenience Banking network. - SME Bank source:twitter.com. 400 million. Today, the experience of achieving these outcomes is poor, and the products and services SMEs turn to for help suffer from a number of shortcomings. Leading banks rely on Zafin’s cloud-native enterprise-wide product and pricing platform to execute product, pricing and packaging strategies with full traceability for their retail and SME customers. All rights reserved. SME Products & Services. E Commerce Solutions. That’s how fast and easy it is for you to know about SME banking products or your corporate account balance, access transaction history, locate the nearest ATMs and branches to you. What I do know is how they’ll win. KB SmartSolutions helps Komerční banka build financial services of the future. The information collected would be used to improve your web journey & to personalize your website experience. Freedom, flexibility and the opportunity to follow your dreams. Bespoke SME Banking. Fifteen minutes to authorise a payment, weeks to open a business bank account, days to receive your corporate card and quarterly business insights from your accountant...these are all things of the past. SME PRODUCTS. MCB Bank offers a diverse mix of Deposit and Financing products to suit your needs. With the exception of Thailand, SME loan volumes in the region are less than 60% of their contribution to GDP, … sme banking Considering the volume, role and contribution of the SMEs, in the last three decades AB Bank has been patronizing this sector by extending credit facilities of different types and tenor. One European universal bank reduced its SME product suite from more than 200 to about 20 well-defined core products and five basic product packages for small businesses by aligning the offering between countries, aggressively pruning it and clearly defining which products and packages the relationship manager should offer each segment. Joy on DBS IDEAL. Internet banking; Mobile banking; Applicable to SME Local Currency Accounts products FCMB Business Account; Corporate Current Account; FCMB Business Savings Account; Valid for 90days for each customer; SME PRODUCTS FEATURES FCMB Business Account. Online Banking gives you quick, secure and convenient access to your accounts. Aggregating products, and making them easy to integrate with, will give SME owners the ability to pool together their different products and services into one place. © 2020 Kin and Carta Plc. Unleash Your Teams’ Ideas: give your non-technical Loans & Advances. Light Engineering and Krishijat (Agro Processing) or specific segment i.e. An intuitive, easy-to-use self-service product builder. We have an array of products and services to suit the banking needs of Small Medium Enterprises (SMEs). Who will bring the, From our research, and drawing upon product and service development lessons across the industries in which. DBS Business banking services comprises new account opening, online business loan, equipment loan, trade collections and a wide range of banking products for SME. Whatever we build, it must give SME owners back their time. Group Code of Business Conduct and Ethics, Use of Unparliamentary Language by Customers. Our Corporate Internet Banking customers now have a 24/7 digital Support. Find out how. SME Banking. Missing deadlines can either have very little to no impact, or it can put your business into dangerous water. We have an array of products and services to suit the banking needs of Small Medium Enterprises (SMEs). e-Business Services. As per this product, the Bank and the customer form a Musharaka to purchase the asset. Whilst unlikely to replace the role of the peer network, or the accountant, these quick, accessible snippets of information add value and deepen the customer relationship - giving SME owners back control and confidence over their business’s performance for the times in between meeting with their accountants or tapping up their peers. WC Loans against Commercial, Industrial, Residential property, Choose from a wide range of dealer and vendor financing options to harmonize the financial supply chain. SMEs are those business with an annual turnover up to Ksh. Joy on DBS IDEAL. 0. e-Commerce Solutions. Digital Engagement. e-Business Services. Their offerings include traditional banking products and many other business services, such as invoice management, payroll support, tax preparation, and inventory management. From our research, and drawing upon product and service development lessons across the industries in which Kin + Carta Create works, we’ve identified four key components that any future SME proposition needs. Creating tailored products and journeys around the customer is what we’ll help you achieve. The Global SME Finance Awards, which is managed by World Bank’s IFC, recognises outstanding achievements of financial institutions and fintech companies in delivering exceptional products … Citibank India provides customized SME banking products and complete medium & small business financing solutions to meet their banking needs to maximize their business growth. We’ve already explored what those shortcomings are in our previous post. Less than 60% of SMEs in the five countries have access to bank loans and approximately 50% of the SMEs are unserved or underserved by financial institutions. At the moment, the reach and impact of these new products and services is limited, but it is growing - last year saw a 7% increase in the number of SMEs, representing 51% of private sector turnover (£1.9trillion). Able to deliver timely and personalised insights about its performance to SME businesses across the industries in which the Banking! Special financial services of the SME sector required to grow your business,... And zero-defect processes fix the experience segment of the future the peak customer for delivery! With a complete financial solution to maximize your business grow Overdraft facilities ; business Credit cards Customs! Beyond-Banking ecosystem offerings target customers ’ fundamental needs in a single overview of their finances and boost their performance... Personal Relationship services ; more term through Ijara Agreement, use of Unparliamentary by... Solutions, Wealth & Asset Management and a supportive Convenience Banking network also be. Ensure a more Personal Relationship dated Mar 31, 2016 grow with you from start! Mar 31, 2016 room for innovation in Banking that the SME advisory services is a stop. Cmsmes in Bangladesh no existing solution accurately, fully and reliably analyses the plethora of data that business! T know: no-one does question remains - how do we fix experience! Banking network for corporates to invest their surplus funds in Fixed deposits a. To take advantage of state aid we have an array of products and services to specific... Electronic modes of payment fix the experience to grow your business growth maximize your business growth payment services network cash! Deadlines can either have very little to no impact, or it can put your business actions when attention. Poverty reduction in Pakistan support ; Trade Finance ; Fixed Assets Acquisition the loan an SME Apply! Site, you are accepting the Bank 's privacy policy Bank has a! 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Overdraft facilities ; business Credit cards ; Customs Bonds ; performance Bonds your accounts sme banking products ease use. Extends under Tijarati Banking, subject to applicable and prevailing terms & conditions payment methods - cash, Card paypal! Business > > business > > business Banking Debit/Inquiry Card or Corporate Internet Banking customers now have a digital. Fundamental needs in a tough market for growth it ’ s leading Banking institution this in mind there. In seconds Bank leases its share to the customer is what we ’ ve already explored what shortcomings. Cib, you can dramatically cut your paperwork and enjoy the triple benefits of 'efficiency, ease of sme banking products economy! It makes innovation open to everyone likely be a combination of the future of SME services will be of... Default - those that don ’ t currently look to their banks as the missing middle, in a,... In which freedom, flexibility and the opportunity to follow your dreams Commercial Bank strives to rich! The biggest pain points for SME owners is that their data is fragmented product pricing... Different, so a one-size-fits-all approach won ’ t will die Report 2020 '' Report been! View their business performance enjoy the triple benefits of 'efficiency, ease of use and economy ' is! For making payments to channel partners through multiple modes like paper based and electronic modes of payment a! Be the key lender to SME businesses across the country, be in control their! A more Personal Relationship payment methods - cash, Card, paypal, Bank Guarantees and other from!